Trying stuffs

Well, since the last time that I blogged, after my loan, I have stopped gambling.

Not because I don't want to or have the urge but because I have someone at home constantly looking at my screen when I am at the computer. As much as I know that she is doing that but I refuse to get caught. And that kept me away from the gambling websites.

At first I was furious about them invading my privacy. That is not acceptable. I should be able to have my own privacy in my own home! But then again, I thought about it on the positive point of view and told myself that she is doing that for my own good. That way, because I know I never want to be caught gambling online to risk the consequence of being nagged at for the rest of my life, I controlled myself.

I have cleared my 24% and have lowered all interest rates to under 18%. I am working on making it go down even lower which is a challange of course as there is still the juggling of finances, the spendings, the moving of funs, the calculations etc...which can be fun!

Some things we just take for granted and not even notice before now becomes so clear. My longest loan is 4 years. One loan will clear by next March which is good as that will ease up soem funds to speed up paying off the rest. The other 2 loans is for 2-3 years so by 2014, I will be totally debt free except for my car. And if god help me, I could actually refinance and pay off my car too sooner.

Of course I am planning to get a house next year too. That way, I can rent it out and get some cash to pay off my debts. So all is in plan. That is good.

I have also been trying to hypnotise myself with tools. Sublimal messages which I think will work. I bought it over the internet and I think so far after a week, it is working. Small steps. With this tool, I also need to think of positive words to put in which I think is great. Keeps the mind in positive mode.

I have also started going out. One reason to get out of the house to get the staring at my screen off my shoulders, the other is to just get away from the computer at home. I don't know how long I can take someone staring over my shoulders but I am fighting the negative feeling. I am persuading myself that that is good. I could easily move my screen but even last night when I thought I will do it, I hesitated. I found it unneccessary. So will see how it goes.

Kepping fingers crossed that all works out well.